Spend with ease.
A digital wallet for everyday payments, quick transfers, and merchant checkout across the GCC.
Made for small daily moments
One balance for the day
Tap and go
Pay from your phone at counters, kiosks, and partner merchants without digging for cards.
Send in seconds
Move money to friends and family across supported Gulf markets with clear confirmation before you pay.
Know what left
Every payment lands in a clean activity feed, so daily spending stays easy to read.
Control from the app
Freeze access, review devices, and keep limits visible before a busy weekend.
Put Mahfaza in your daily checkout.
Start with a wallet, then add transfers and merchant pay when your business is ready.
Start setupBuilt for the places you already pay
Checkout that feels familiar
Show the amount
The merchant enters the bill and shares a payment request at the counter or by link.
Customer confirms
Mahfaza shows the merchant name, amount, and wallet balance before money moves.
Both sides see it
A clear receipt appears for the customer and the merchant, with no guessing at the till.
Clear answers before signup
Can consumers and merchants use the same app?
Yes. Consumers can pay and send money. Merchants can receive payment requests and view confirmations.
Does Mahfaza replace a bank account?
No. It is a spending wallet that works with supported funding and payment partners in the GCC.
How do merchants start accepting payments?
They register their business, verify the details, and receive access to merchant pay tools after approval.
Are fees shown before payment?
Yes. Any applicable fee is shown clearly before a customer confirms.